First-Party Claim

In Michigan’s no-fault auto insurance system, a first-party claim refers to a claim made by an insured individual against their own insurance company for benefits owed under their policy, such as personal injury protection (PIP) benefits. These benefits can cover medical expenses, lost wages, and other costs resulting from an auto accident, regardless of who was at fault. First-party claims are particularly relevant in scenarios like rear-end collisions, hit-and-run accidents, or rollover accidents, where the insured may need to seek compensation from their own insurer first. The Michigan No-Fault Act governs these claims and outlines the rights and responsibilities of both insurers and policyholders. The Joseph Dedvukaj Firm, a leading personal injury law firm in Michigan, can assist clients in navigating the complexities of first-party claims, ensuring they receive the full benefits they are entitled to under their auto insurance policies, even in cases involving drunk driving or other complicating factors.