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$655,000 Yacht Accident Settlement – L5-S1 Herniated Disc Requiring Discectomy Surgery

Our client was injured aboard a private yacht excursion on Lake St. Clair when the operator recklessly accelerated into heavy chop without warning, causing a violent jolt that slammed our client’s lower back against a bench seat. The sudden impact caused immediate pain and mobility loss.

Injuries & Treatment:
Medical imaging revealed a lumbar disc herniation at L5-S1, compressing the spinal nerve and causing radiating pain and numbness down the leg. After conservative care failed, our client underwent lumbar discectomy surgery to remove the damaged disc material and relieve the pressure.

Liability & Legal Strategy:
We filed a negligence claim against the yacht owner and operator for failing to warn passengers and failing to reduce speed in known rough water conditions. Our investigation revealed the operator had previously been warned about wave impact risks in that channel. We presented expert medical testimony, MRI evidence, and client pain journal records to establish both causation and damages.

Settlement Result:
Before trial, we secured a $655,000 settlement, which included compensation for:

  • Pain and suffering
  • Permanent physical impairment
  • Lost wages and future earning capacity
  • Surgical and rehabilitation costs