Our client was driving on M-59 in Oakland County, Michigan, when a deer darted across the highway. The unavoidable collision caused a violent impact, resulting in serious injuries. Despite clear coverage under Michigan’s no-fault law, State Automobile Insurance Company denied PIP benefits after sending our client to a one-time Independent Medical Examination (IME).
Insurance Company Tactics:
The insurer relied on a biased and incomplete IME report, based on a single 10-minute evaluation, to claim that our client didn’t need further treatment. The IME doctor failed to review critical records and ignored objective findings of injury. We pushed back hard—exposing the doctor’s flawed opinion and presenting compelling medical evidence and expert support.
Legal Strategy & Victory:
We fought tirelessly to prove that our client’s injuries were real, serious, and directly related to the crash. After extensive litigation and discovery, we secured a $625,000 settlement to recover no-fault PIP benefits, including:
- Medical expenses
- Attendant care
- Replacement services
- Wage loss
- Interest and penalties