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$267,000 UIM Settlement: Winning a Disputed Red-Light Crash Claim

Intersection accidents are often chaotic, and when both drivers claim to have the green light, determining fault becomes a major hurdle. This was the exact challenge our client faced after a serious red-light intersection crash left her with a painful bulging disc in her neck and a severe rotator cuff tear requiring arthroscopic surgery.

Because the at-fault driver lacked adequate coverage, we filed an underinsured motorist (UIM) claim with her own insurer. Instead of providing the protection she had paid for, her insurance company fought her claim. They questioned who was at fault and argued that her injuries weren’t as severe as her doctors stated.

Our firm prepared the case for trial. A key part of our strategy was intensive client preparation, ensuring she could withstand the pressure of a harsh cross-examination and maintain her credibility. Her clear, consistent testimony was critical. We then presented undeniable medical evidence proving her injuries were directly caused by the crash. Faced with our meticulous preparation, the insurer recognized we were ready to win in court. They settled the case, providing an additional $267,000 for her pain and suffering and future medical needs.