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Michigan No Fault Insurance Companies Use and Abuse Video Surveillance Spying?
Michigan no-fault insurance companies spend millions of dollars annually to spy on injured car accident claimants. In paying for surveillance, the insurance company is looking to snatch a picture or video catching you doing something they can use to discredit or contradict anything about your claim. If you say, I never die my hair, they try to get video showing you die your hair to attack your credibility. If you say I don’t drive, and they get video of you driving, they will use the video to show you lied, and attack your credibility. Clearly, the insurer needs this spy activity done because they would not spend money unnecessarily. For example, if the insurance adjuster gets helpful surveillance material, they will use the video as evidence to deny or terminate your no fault insurance benefits. The end result is the insurance company will spend some money spying investigation for your claim to save a lot of money in the long run. Meanwhile, the adjuster will not pay anything until surveillance is conducted. This often leads to injustice because approximately 90% of the time the investigation provides no helpful information.
All insurance companies value spy surveillance as a solid investment to snatch an excuse to deny, delay or destroy a claim, saving the insurance company money. The insurance company can abuse video surveillance because it can be edited and portrayed by an insurance company in a way that hurts your claim. It sometimes works. Insurance video surveillance strategy is used in just about every single claim.
Insurance Company will bend over backwards to spy on you. Insurance Company will use drones, mounted camera, and investigators that will follow you. Sometimes you will notice someone tailing you and sometimes you won't. Don’t be surprised if your insurance company did this in your claim.
In every claim, spy surveillance strategy is part of almost every single claim or lawsuit. Let’s talk about some of the spying strategies used.Auto insurance companies are notorious for using the spy surveillance to make a mountain out of molehill.
If an insurance company has surveillance on you in a car, truck, bus, motorcycle, disability claim, workers compensation claim, pedestrian accident, or any other claim involving insurance hire The Joseph Dedvukaj Firm with over 27 years of experience and the knowledge and skill to neutralize the insurance company’s surveillance video strategy. Call 248-352-2110 or toll free at 1-866-447-3563 for a free consultation.
Do The Michigan Insurance Companies Share Spy or Surveillance Video?
The short answer is generally, NO. An Insurance company will never use or voluntarily share surveillance that helps your claim or lawsuit! Our personal injury law firm gets ahead of this very well-known insurance company strategy by making a formal written request to preserve and produce the photographs, video surveillance, and investigative reports. You may be surprised to learn that sometimes the raw unedited video surveillance helps your claim or lawsuit. You should always hire the skilled and knowledgeable car accident lawyers at the Joseph Dedvukaj Firm with over 27 years of disarm the insurance company’s surveillance startegy.
Do Michigan Insurance Companies Perform Background Checks?
Yes, most of them do. However, usually the insurance company will hire an investigative firm to perform the background investigation on you. Investigative companies will check public records and then create a report of the results in a written report, usually biased and slanted in favor of the insurance company. The background report may include the following information:
• Names you used
• Driver license status
• Address you lived at
• Kinds of cars you own
• Bankruptcy history
• Members of your household
• Civil litigation history
• Anything publicly registered in your name
• Any businesses registered in your name or your spouse’s name
• Criminal history
• History of accident or civil infractions
• Prior insurance claims
• Medical history
• Divorce or marriage history
Insurance companies use investigators to find as much dirt as possible on you. In doing so, the information obtained is used to discredit you or contradict some aspect of your claim or presentation. An Insurance company does not perform these activities to help you. In fact, insurance companies never tell you about spying, surveillance or investigation until you play into their strategy and they have something that will help them. At the Joseph Dedvukaj Firm we have the counter-strategy to minimize the impact on your claim or case.
Did You Know Michigan No Fault Insurance Company Does A Lot of Spying?
Don’t be surprised to learn that video and photographic surveillance is used in almost every single claim. In most cases, a hired investigator will randomly drive to your house and park in the street somewhere outside of your home for two to three days with a small camera. The investigator will casually sit in the car and blend in with other vehicles for as long as necessary to take snap pictures or video of you, the injured claimant.
In some cases, the investigator will follow you with a car to known appointments, you may have with the insurance doctor or while you go for a walk. The focus of the investigator is to find something that can be used to contradict some aspect of your claim. They may want to see if you use a cane, back brace, wheelchair, or other assistive devices in public.
In conducting video surveillance, the insurance investigator is looking to see anything about your activities like going to the store, what activities you perform outside of your home, how often you come and go, whether you need help, or do you look like you are pain or disabled. The investigator is often told of your injuries and notes as much as possible about you to the little detailed stuff he may see like even how you close the door. The insurance spy surveillance investigator will write a biased report because he works for the insurance company. In many of these insurance spy surveillance reports, our law firm has seen the following:
o Investigators subjective impression about your ability to move around
o How much time you spend outside the home
o How often you leave your home
o Who comes and goes from your home
o What you are carrying (assistive device, purse or drink)
o Do you drive or need help getting in and out of vehicle
o How far you drove
o What you are wearing e.g., suits, dresses, high heel shoes
o Where you go (doctor, work, gym, bank, or other places)
o Who does the shopping (a cane or wrist brace)
o Who is helping you if anyone
o Do you have a caregiver
o Who is performing household chores
This is just the tip of the iceberg in terms of the possibilities. The surveillance spy investigator is trained to make a mountain out of a molehill. The spy surveillance investigator is a dirt digger. Unfortunately, the insurance company will typically edit the surveillance to just use the worst part surveillance to take the activity out of context in a very biased portrayal so you don’t receive any compensation or benefits, even if you really were having a good day doing the when the surveillance was done.
Do Insurance Companies Look For Information On Social Media?
Yes, the insurance company will access anything available about you, looking for anything they can use to negatively affect your claim or lawsuit. Our firm is very familiar with the auto insurance companies reviewing and printing social media posts by injured claimants or anyone else who mentions your name. Insurance finds social media information a very cheap and easy way to learn things about you. Your social media account may have posts going back years so the insurance company will print anything of interest from your social media account and any friend who has referenced your name, even if it’s an old video or photograph reposted after your claim. The insurer will take advantage every piece of social media information they find, especially if they come upon an old, reposted video after the accident. The insurance company will claim it’s you now, even though that video or photo is years before you were injured.
The insurance adjuster or hired investigator will usually search for your name and any known aliases in the more common social media and search engines. These are some of the social media networks and search engines:
o Google
o Facebook
o Bing
o Instagram
o Twitter
o TikTok
o LinkedIn
In reviewing social media network information, the insurance company will look for your activity and writings thoroughly. The information reviewed includes:
o All of your profile pictures
o Biography
o Friends and Relatives to see what post about you or your activity
o Employment history
o Your sports, recreation or hobby activities
o Marital or relationship status
o Your trips
o Any check-ins or locations tracked by social media
o You interests
o Any reporting of your status update
o Your photos and videos about anything, including vacations or family activities
o All activity show in videos
o How often you post and any patterns
o Any comments you post, or interactions with other people
o Sometimes they will friend you and see if you let them into your account
The insurance company will snatch any social media activity that has any value in impeaching, discrediting or contradicting your insurance claim or lawsuit. Naturally, the more you post on social media networks after an accident, you are arming the insurance company with information to hurt your claim. Unfortunately, people tend to post their best photos or videos on social media so usually posting does not help you.
If you post on social media pictures looking happy and capable, the insurance company will assume that is your true present, even though it may not be. We always advise our clients to stop posting on social media after a claim so you don’t feed information that can be misconstrued, bent of context or misused to destroy your claim or lawsuit.
Does the Insurance Company Use Search Engine Internet Searches?
Yes, the insurance is known to perform search engine searches on Google, and Bing about you. This is a quick and easy way to learn information about you or your family. Again, the insurers are looking for anything that is inconsistent with your insurance claim.
The insurance company will search the internet for anything about you, but this type of search is common:
o Any blog activity
o Any pictures or personal webpages
o Any articles about you
o Anything you have said or done on merchant sites
o Comments you leave on websites or blogs
o Anything about you or your family
The insurance company will use anything helpful against you, and nothing helpful to you to pay your claim or lawsuit. Do you see the insurance company’s mindset?
What Can I Do To Minimize The Impact of Insurance Company Predatory Spy Surveillance?
Every insurance claimant can take helpful steps to minimize or eliminate the impact the insurance company’s surveillance will have on your claim or lawsuit.
First, you must read this article about insurance company surveillance so you are aware of the surveillance strategy that undoubtedly will be used in your claim or lawsuit. Be aware that the insurance company usually uses the Insurance Medical Exam also know as Independent Medical Examination IME appointment as an opportunity to conduct surveillance outside your home or at the appointment. Your insurance company may call your treating doctor’s office to find out when your next appoint will be and have someone do surveillance in the parking lot or waiting room.
Second, after you have been injured in an accident, stop posting on the internet and social media. If you don’t post, there is no chance they can misuse your posting.
Third, if you must post, be mindful of what you post on and references you make to friends and vice-versa because the insurance company is spying. Our recommendation to our clients is to turn-off social media accounts to be safe and stop the urge to post.
Lastly, insurance companies cannot trespass or look inside window to your home because of criminal laws prohibits this kind of surveillance.
If you read this article, you are now aware of the insurance company strategic arsenal to deny and destroy your claim or lawsuit. Use good judgment and take the necessary steps to protect yourself and avoid this predatory spy surveillance activity used by all insurance companies.
What Is The Strategy To Disarm The Insurance Company Surveillance Bomb? If we tell you in this article, the insurance company would know our strategy. We only tell our clients who retain our legal service to fight the insurance company.
Call Attorneys Who Fight No Fault Auto Insurance Video Surveillance With A Strategy
If you or a loved one are a victim of any insurance companies predatory spy surveillance activity call the skilled and experienced law firm auto insurance claimants hire to disarm the insurance companies’ surveillance and investigative strategy. Call the Joseph Dedvukaj Firm at 248-352-2110 or toll free at 1-866-447-3563 for a review of your no fault insurance claim or lawsuit.
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The Joseph Dedvukaj Firm, P.C. is located in Bloomfield Hills, Michigan and serves the entire State of Michigan. Past results are not a guarantee of future results, and the outcome of your particular case or matter cannot be predicted using a lawyer’s or law firm’s past results. Contacting us through our website does not create an attorney-client privilege. This website is attorney advertising.
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