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Michigan Lawyer Advises Clients on No-Fault Insurance Claims

Knowledgeable Detroit Area Attorney Helps Auto Accident Victims Collect Payment

Michigan residents who have never been in a car accident before might not realize that the damages they’ve incurred might be paid out by their own insurance company rather than the at-fault driver. This is the essence of the state’s no-fault insurance law. The Joseph Dedvukaj Firm, P.C. located in Bloomfield Hills has spent more than 25 years winning strong results for auto accident injury victims. Our attorney will outline how the law applies in your case and explain recent changes to state law that might affect how much you can collect under your policy and whether you can sue the driver of the vehicle that caused your crash.

Detroit-area firm assists with Personal Injury Protection (PIP) matters

No-fault auto insurance is designed to help people hurt in car accidents obtain reimbursement for accident-related costs without having to prove who was responsible for the collision. The Personal Injury Protection (PIP) coverage in these policies specifically covers medical care, lost income and reasonably necessary recovery and rehabilitation expenses. Our personal injury firm has a detailed understanding of the relevant laws and the tactics that insurance companies use to reduce the payout owed to victims. You can rely on us to negotiate effectively on your behalf and take strong action if your insurer is not living up to their responsibility under the policy.  

Recent changes to Michigan no-fault insurance law

There has been a significant recent change in the state’s no fault insurance law. Consumers who purchase or renew policies after July 1, 2020 now have the choice to limit their PIP coverage to $250,000, $500,000 or even $50,000 if they are enrolled in Medicaid. Though choosing one of these limited plans might slightly lower your premium, our law firm recommends the consumer select unlimited PIP coverage to adequately protect themselves and their household members. Other aspects of the new law include:

  • Opt-outs for Medicare recipients — Michigan drivers who are on Medicare have the option to opt-out of PIP medical coverage. The legislature intended that these drivers would turn to Medicare insurance to pay for their medical bills for injuries suffered in a car accident.
  • Limit on attendant care benefits — After July 1, 2021, auto insurance companies are not responsible for funding more than 56 hours per week of family provided in-home attendant care for car accident victims.
  • Tort claims against at-fault drivers — Drivers whose accident-related medical bills and wage losses exceed the relevant PIP coverage levels in their auto insurance policy are able under the new law to sue the at-fault driver in a third-party tort claim for payment of their “excess” medical expenses and income loss.

We will review the terms of your policy and advise you of your legal options. Once it is clear who is responsible for the damages, our firm will press to secure the payment you deserve.

Contact a Michigan attorney for a free consultation about a no-fault accident claim

Located in Bloomfield Hills, The Joseph Dedvukaj Firm, P.C. advises Michigan auto accident victims on the state’s no-fault insurance system and other laws related to personal injury claims. To schedule a free consultation, please call 248-885-6614 or contact us online.

Michigan residents who have never been in a car accident before might not realize that the damages they’ve incurred might be paid out by their own insurance company rather than the at-fault driver. This is the essence of the state’s no-fault insurance law. The Joseph Dedvukaj Firm, P.C. located in Bloomfield Hills has spent more than 25 years winning strong results for auto accident injury victims. Our attorney will outline how the law applies in your case and explain recent changes to state law that might affect how much you can collect under your policy and whether you can sue the driver of the vehicle that caused your crash.

Detroit-area firm assists with Personal Injury Protection (PIP) matters

No-fault auto insurance is designed to help people hurt in car accidents obtain reimbursement for accident-related costs without having to prove who was responsible for the collision. The Personal Injury Protection (PIP) coverage in these policies specifically covers medical care, lost income and reasonably necessary recovery and rehabilitation expenses. Our personal injury firm has a detailed understanding of the relevant laws and the tactics that insurance companies use to reduce the payout owed to victims. You can rely on us to negotiate effectively on your behalf and take strong action if your insurer is not living up to their responsibility under the policy.  

Recent changes to Michigan no-fault insurance law

There has been a significant recent change in the state’s no fault insurance law. Consumers who purchase or renew policies after July 1, 2020 now have the choice to limit their PIP coverage to $250,000, $500,000 or even $50,000 if they are enrolled in Medicaid. Though choosing one of these limited plans might slightly lower your premium, our law firm recommends the consumer select unlimited PIP coverage to adequately protect themselves and their household members. Other aspects of the new law include:

  • Opt-outs for Medicare recipients — Michigan drivers who are on Medicare have the option to opt-out of PIP medical coverage. The legislature intended that these drivers would turn to Medicare insurance to pay for their medical bills for injuries suffered in a car accident.
  • Limit on attendant care benefits — After July 1, 2021, auto insurance companies are not responsible for funding more than 56 hours per week of family provided in-home attendant care for car accident victims.
  • Tort claims against at-fault drivers — Drivers whose accident-related medical bills and wage losses exceed the relevant PIP coverage levels in their auto insurance policy are able under the new law to sue the at-fault driver in a third-party tort claim for payment of their “excess” medical expenses and income loss.

We will review the terms of your policy and advise you of your legal options. Once it is clear who is responsible for the damages, our firm will press to secure the payment you deserve.

Contact a Michigan attorney for a free consultation about a no-fault accident claim

Located in Bloomfield Hills, The Joseph Dedvukaj Firm, P.C. advises Michigan auto accident victims on the state’s no-fault insurance system and other laws related to personal injury claims. To schedule a free consultation, please call 248-885-6614 or contact us online.

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No Fees Unless We Win
The Joseph Dedvukaj Firm, P.C represents Michigan clients in a full range of personal injury matters. If you have been injured, contact us for a free consultation.
The information on this website is for general information purposes only. Nothing on this site should be taken as advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute a client relationship.
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