1 .BUY LIFETIME, UNCAPPED PIP MEDICAL BENEFIT COVERAGE. We strongly recommend to people to pay a little extra on their car insurance premium and continue their current lifetime unlimited medical expenses coverage. 2 .BUY VERY HIGH BODILY INJURY LIABILITY INSURANCE COVERAGE LIMITS. Consumers are now exposed to more liability if you are at fault for injuries to a victim catastrophically injured. The at fault driver can be exposed to medical bills to the car accident victim. We recommend consumers buy as much auto bodily injury liability insurance coverage as possible. We recommend a minimum of $500,000 of auto liability coverage to our clients, plus an optional excess or umbrella policy that will provide additional liability coverage beyond the liability auto insurance limit. 3. BUY ENOUGH UNINSURED AND UNDERINSURED MOTORIST COVERAGES. We strongly recommend to all consumers to purchase uninsured and underinsured motorist coverage to protect yourself and your family. This protects you and your family if they are the victim of serious injury caused by an at fault driver who has no insurance or inadequate insurance coverage. Uninsured motorist coverage is triggered, if the at-fault driver is completely uninsured, and you purchased uninsured motorist coverage, your uninsured motorist coverage will pay the uninsured at-fault driver’s damages to you, up to the limit amount in the same manner as if the at fault driver was insured. Underinsured motorist coverage is triggered, if the at-fault driver has inadequate bodily injury liability insurance coverage to fully compensate you or a family member for damages suffered, and you have purchased underinsured motorist coverage, your coverage will provide additional benefits, up to the policy limits you purchased in underinsured motorist coverage. You underinsured motorist coverage will pay the kind of damages that the at fault driver would pay had the at fault driver had more insurance coverage. Clearly, underinsured motorist coverage is critically important today, where the consumer can buy low bodily injury liability insurance limits.
The Joseph Dedvukaj Firm, P.C. is located in Bloomfield Hills, Michigan and serves the entire State of Michigan. Past results are not a guarantee of future results, and the outcome of your particular case or matter cannot be predicted using a lawyer’s or law firm’s past results. Contacting us through our website does not create an attorney-client privilege. This website is attorney advertising.
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